| 1. | With effect from 1 December 2011, cardmembers using GIRO to pay their Diners Club Card bill will have their bank account deducted between 20th – 24th of the month. | ||||||||||||||||||||||||||||||||||||||||||||||||||
| 2. | With effect from 1 December 2011, all Club Rewards points earned by basic and supplementary (if any) cardmembers will be combined for each Account. The combined points balance will be reflected from December's Statement of Account onwards. | ||||||||||||||||||||||||||||||||||||||||||||||||||
| 3. |
With effect from 1 Dec 2011, the following amendments on the Terms and Conditions of the Diners Club International Credit Card, as highlighted below, shall apply:
7 CHARGES 7.1 Diners Club is entitled to charge and debit to the Card Account: (i) finance charge which accrues daily at the rate of 2.0% per month (subject to a Total Minimum Interest as stated in 7.2), if Diners Club does not receive full payment of the Total Indebtedness
(total sum owe to Diners Club as at the relevant time on the accounts includes all Transactions, interest, fees, charges, actual or contingent) on or before the Payment Due Date:
(a) on the Total Indebtedness outstanding from the date of the Statement until the date when payment of the Total Indebtedness (in whole or in part) is credited to the Card Account; and
(b) on the amount equivalent to the Total Indebtedness specified in the Statement less any partial payment from the day after the date of partial payment until the date of the next Statement or to the date the Total Indebtedness outstanding is paid in full, whichever is earlier; and
(c) on the amount of every Transaction effected after the date of that Statement from the date the Card transaction was effected or the date each such amount was debited to the Card Account, as Diners Club may elect, until the date of the next Statement or the date when all such amounts are paid in full, whichever is the earlier, (and for the purposes of this sub-clause 7.1 (i), Cash Advances are excluded in the calculation of the Total Indebtedness and in the use of the
expression: "Card Transaction")
(ii) a late payment fee of an amount equivalent to 5% per month of the Minimum Payment specified in the Statement or the sum of S$40.00 (whichever is higher) if the Minimum Payment specified in the Statement is not received by Diners Club on or before the Payment Date.
(iii) interest calculated at the rate of 2.0% per month on the amount of each Cash Advance from the date of such Cash Advance until the date of full payment but subject to the Total Minimum Interest as stated in 7.2. Diners Club may vary the rate from time to time.
(iv) a Cash Advance fee, in respect of each Cash Advance obtained, calculated at the rate of 5% of the Cash Advance subject to a minimum fee of S$15.00. Any service charge or other fee imposed by an ATM owner in respect of an ATM Cash Advance will also be borne by the Member/Cardholder.
(v) a handling fee in respect of the replacement of the Card.
(vi) a "No Show" charge equivalent to the rate of the establishment of one night's lodging for each room reserved if the Member/Cardholder
uses his/her Card to book or reserve any accommodation at a hotel or motel establishment and fails to arrive before check-out time the day following his/her scheduled arrival or if he/she fails to cancel the reservation.
(vii) an over-limit fee to be determined by Diners Club from time to time if the Total Indebtedness exceeds the credit limit.
7.2 Diners Club shall levy a Total Minimum Interest as specified in the Statement
if the total sum for
finance charge and Cash Advance interest as stipulated
in 7.1(i) and 7.1(iii) is less than this Total Minimum Interest. If the Statement
is not sent to Member/Cardholder for any reason, the Total Minimum
Interest shall be determined by Diners Club without notice to the
Member/Cardholder.
Diners Club may vary the amount of the Total Minimum
Interest from time to time.
7.9 A fee to be determined by Diners Club from time to time will be charged for each access to the Airport Lounges offered by Diners Club.
7.10 A charge of USD50.00 per transaction will be debited to the Member/Cardholder's Card Account by Diners Club on behalf of the ATM Network for their effort in conducting the investigation if the investigation result does not support the Member/Cardholder's claim of a dispute regarding cash withdrawal from an ATM.
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| 4. |
With effect from 1 Dec 2011, the following amendments on the Terms and Conditions of the Diners Club International Charge Card, as highlighted below, shall apply:
7 CHARGES 7.1 Diners Club shall levy service charges at the rate of 2.5% per month but subject to a Total Minimum Interest as stated in 7.4 if no full payment is received by Diners Club by the Payment Due Date. The service charges shall be calculated on a daily basis on the current balance from the Statement date and on all new transactions from their posting dates. If the Member/Cardholder
fails to fully settle the monthly account by the Payment Due Date, Diners Club shall, in addition to the service charges, also levy late payment charges at the rate of 0.5% per month or a minimum of S$40.00 per month, on a daily basis on the current balance from the statement date and on all new transactions from their posting dates until such time as the account is fully settled.
Charge privileges may be suspended forthwith and without notice on past due accounts. To protect your charge privileges, please pay promptly.
7.3 Diners Club is entitled to charge: (i) a Cash Advance fee, in respect of each Cash Advance obtained, calculated at the rate of 5% of the Cash Advance subject to a minimum fee of S$15.00. Any service charge or other fees imposed by an ATM owner in respect of an ATM Cash Advance will also be borne by the Member/Cardholder.
(ii) interest calculated at the rate of 2.5% per month on the amount of each Cash Advance from the date of such Cash Advance until the date of full payment but subject to the Total Minimum Interest as stated in 7.4. Diners Club may vary the rate from time to time.
(iii) a handling fee in respect of the replacement of the Card.
(iv) a "No Show" charge equivalent to the rate of the establishment of one night's lodging for each room reserved if the Member/Cardholder uses his/her Card to book or reserve any accommodation at a hotel or motel establishment and fails to arrive before check-out time the day following his/her scheduled arrival or if he/she fails to cancel the reservation.
7.4 Diners Club shall levy a Total Minimum Interest as specified in the Statement if the total sum for service charges and Cash Advance interest as stipulated in 7.1 and 7.3 (ii) is less than this Total Minimum Interest. If the Statement is not sent to Member/Cardholder for any reason, the Total Minimum Interest shall be determined by Diners Club without notice to the Member/Cardholder.
Diners Club may vary the amount of the Total Minimum Interest from time to time.
7.11 A fee to be determined by Diners Club from time to time will be charged for each access to the Airport Lounges offered by Diners Club.
7.12 A charge of USD50.00 per transaction will be debited to the Member/Cardholder's Card Account by Diners Club on behalf of the ATM Network for their effort in conducting the investigation if the investigation result does not support the Member/Cardholder's claim of a dispute regarding cash withdrawal from an ATM.
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| 5. |
With effect from 1 Dec 2011, the following amendments on the Terms and Conditions of the Diners Club International S$500 Limit Credit Cards, as highlighted below, shall apply:
7 CHARGES 7.1 Diners Club is entitled to charge and debit to the Card Account: (i) finance charge which accrues daily at the rate of 2.3% per month or 27.6% per annum (subject to a Total Minimum Interest as stated in 7.2), if Diners Club does not receive full payment of the Total Indebtedness (total sum owe to Diners Club as at the relevant time on the accounts includes all Transactions, interest, fees, charges, actual or contingent) on or before the Payment Due Date:
(a) on the Total Indebtedness outstanding from the date of the Statement until the date when payment of the Total Indebtedness (in whole or in part) is credited to the Card Account; and
(b) on the amount equivalent to the Total Indebtedness specified in the Statement less any partial payment from the day after the date of partial payment until the date of the next Statement or to the date the Total Indebtedness outstanding is paid in full, whichever is earlier; and
(c) on the amount of every Transaction effected after the date of that Statement from the date the Transaction was effected or the date each such amount was debited to the Card Account, as Diners Club may elect, until the date of the next Statement or the date when all such amounts arepaid in full, whichever is the earlier, (and for the purposes of this sub-clause 7.1 (i), Cash Advances are excluded in the calculation of the Total Indebtedness and in the use of the
expression: "Transaction")
(ii) a late payment fee of an amount equivalent to 5% per month of the Minimum Payment specified in the Statement or the sum of S$40.00 (whichever is higher) if the Minimum Payment specified in the Statement is not received by Diners Club on or before the Payment Date.
(iii) interest calculated at the rate of 2.3% per month (27.6% per annum) on the amount of each Cash Advance from the date of such Cash Advance until the date of full payment but subject to the Total Minimum Interest as stated in 7.2. Diners Club may vary the rate from time to time.
(iv) a Cash Advance fee, in respect of each Cash Advance obtained, calculated at the rate of 5% of the Cash Advance subject to a minimum fee of S$15.00. Any service charge or other fee imposed by an ATM owner in respect of an ATM Cash Advance will also be borne by the
Member/Cardholder.
(v) a handling fee in respect of the replacement of the Card.
(vi) a "No Show" charge equivalent to the rate of the establishment of one night's lodging for each room reserved if the Member/Cardholder
uses his/her Card to book or reserve any accommodation at a hotel or motel establishment and fails to arrive before check-out time the day following his/her scheduled arrival or if he/she fails to cancel the reservation.
(vii) an over-limit fee to be determined by Diners Club from time to time if the Total Indebtedness exceeds the credit limit.
7.2 Diners Club shall levy a Total Minimum Interest as specified in the Statement if the total sum for finance charge and Cash Advance interest as stipulated in 7.1(i) and 7.1 (iii) is less than this
Total Minimum Interest. If the Statement is not sent to Member/Cardholder
for any reason, the Total Minimum Interest shall be determined by Diners Club without notice to the Member/Cardholder. Diners Club may vary the amount of the Total Minimum Interest from time to time.
7.4 For request of Statement of Account of more than 3 to 24 months from the request date, a fee of $5.00 per copy will be debited to the Member's/Cardholder's Card Account.
7.9 A fee to be determined by Diners Club from time to time will be charged for each access to the Airport Lounges offered by Diners Club.
7.10 A charge of USD50.00 per transaction will be debited to the Member/Cardholder's Card Account by Diners Club on behalf of the ATM Network for their effort in conducting the investigation if the investigation result does not support the Member/Cardholder's claim of a dispute regarding cash withdrawal from an ATM.
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| 6. |
Winners for Diners Club Charge & Win promotion lucky draw (20 Sep 2011) Congratulations!
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| 7. |
Winners for Diners Club - Courts MAX Credit lucky draw (6 Dec 2010) Congratulations!
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| 8. | With effect from 1 May 2010, the following amendments on the Terms and Conditions of the Diners Club International Credit Card, Ace and $500 limit Credit Cards shall apply: 8 PAYMENT 8.5 Diners Club is entitled in its absolute discretion to appropriate to the Card Account any payment received by Diners Club from the Member/Cardholder in any order of priority and in any manner as it deems fit, notwithstanding any specific appropriation by the Member/Cardholder or any other person making the payment. Without prejudice to the generality of the foregoing, Diners Club may appropriate payments received in the following order of priority: (i) interest, service/finance charges, fees on any Statement; (ii) all transactions (including recurring bill payment, Balance Transfer, Instalment Plan, AXS payment, road tax payment, EZ-Link auto top up, etc) on any Statement; (iii) Cash Advances, Ready Cash and Casino transactions on any Statement; (iv) interest, service/finance charges, fees incurred since the current Statement period; (v) all transactions (including recurring bill payment, Balance Transfer, Instalment Plan, AXS payment, road tax payment, EZ-Link auto top up, etc) made since the current Statement; (vi) Cash Advances, Ready Cash and Casino transactions made since the current Statement period.8.6 A payment to your Card Account is considered to be made on the day that the payment is credited to your Card Account
11 DINERS CLUB EXCLUSION OF LIABILITY 11.1 Diners Club will not be responsible for the quality or performance of any goods/services supplied or any goods/services not supplied or utilised (whether fully or partially due to whatsoever reasons) by any merchant or supplier establishment in pursuant to or in relation to any card transactions. The existence of a claim or dispute between the supplier establishment and the Member/Cardholder shall not entitle the Member/Cardholder to cancel the disputed charge or withhold payment of his/her monthly or periodical Statements or any part thereof.11.2 Diners Club is not liable in any way if any merchant, supplier establishment, the Participant or Participating Outlet refuses to accept or honour the Card for any reason or cease trading or business operations due to whatsoever reasons and is unable to continue to honour the Member/Cardholder’s transactions.
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| 9. | With effect from 1 May 2010, the following amendments on the Terms and Conditions of the Diners Club International Charge Card shall apply: 8 PAYMENT 8.1 Diners Club is entitled in its absolute discretion to appropriate to the Card Account any payment received by Diners Club from the Member/Cardholder in any order of priority and in any manner as it deems fit, notwithstanding any specific appropriation by the Member/Cardholder or any other person making the payment. Without prejudice to the generality of the foregoing, Diners Club may appropriate payments received in the following order of priority: (i) interest, service/finance charges, fees on any Statement; (ii) all transactions (including recurring bill payment, Balance Transfer, Instalment Plan, AXS payment, road tax payment, EZ-Link auto top up, etc) on any Statement; (iii) Cash Advances, Ready Cash and Casino transactions on any Statement; (iv) interest, service/finance charges, fees incurred since the current Statement period; (v) all transactions (including recurring bill payment, Balance Transfer, Instalment Plan, AXS payment, road tax payment, EZ-Link auto top up, etc) made since the current Statement; (vi) Cash Advances, Ready Cash and Casino transactions made since the current Statement period.8.2 A payment to your Card Account is considered to be made on the day that the payment is credited to your Card Account.11 DINERS CLUB EXCLUSION OF LIABILITY 11.1 Diners Club will not be responsible for the quality or performance of any goods/services supplied or any goods/services not supplied or utilised (whether fully or partially due to whatsoever reasons) by any merchant or supplier establishment in pursuant to or in relation to any card transactions. The existence of a claim or dispute between the supplier establishment and the Member/Cardholder shall not entitle the Member/Cardholder to cancel the disputed charge or withhold payment of his/her monthly or periodical Statements or any part thereof.11.2 Diners Club is not liable in any way if any merchant, supplier establishment, the Participant or Participating Outlet refuses to accept or honour the Card for any reason or cease trading or business operations due to whatsoever reasons and is unable to continue to honour the Member/Cardholder’s transactions.
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| 10. | With effect from 1 November 2009, the following amendments on the Cards Terms and Conditions shall apply: 6 LOST / STOLEN / DAMAGED CARD 6.2 Should the Card be lost or stolen, the Member/Cardholder must notify Diners Club in writing immediately upon the occurrence or discovery of such loss or theft.6.3 Prior to notification of Card loss to Diners Club, the maximum liability for the Member/Cardholder due to unauthorised charges is S$100 provided the Member/Cardholder has not acted fraudulently or was not grossly negligent or has not otherwise failed to inform Diners Club as soon as reasonably practicable after becoming aware that his/her card has been lost or stolen.6.4 Members/Cardholders are liable for 100% of unauthorised charges or amounts up to his/her credit/charge card limit whichever is lower, in case he/she was involved in fraud or acted with gross negligence. If a Member/Cardholder is found to have acted fraudulently, interest charges and late fees will be levied on the unauthorised charges.6.5 In the event that Diners Club find the Member/Cardholder grossly negligent but the Member/ Cardholder refuses to settle the outstanding, Diners Club reserves the right to terminate the Card services of the Member/Cardholder as well as pursue litigation actions to recover the amount.6.6 When a lost or stolen Card is subsequently found, the Member/Cardholder agrees not to use such Card retrieved and shall return the same, cut into halves, to Diners Club immediately upon the retrieval of it. | ||||||||||||||||||||||||||||||||||||||||||||||||||
| 11. | Effective 1 October 2009, the following transactions shall not earn Club Rewards Points: - AXS Bills payment - Road Tax payment - 0% Installment Payment Plan - ReadyCa$h - EZ-Reload / EZ-Link Auto Top-up - Diners Club / Sheng Siong Cobrand transactions at Sheng Siong Supermarket only | ||||||||||||||||||||||||||||||||||||||||||||||||||
| 12. | From October 2007, if the full payment (for Charge Card) / Minimum Payment (for Credit Card) is not received by the payment due date, a late charge, calculated at (for Charge Card) 0.5% of outstanding or $40 (whichever is higher) / (for Credit Card) 5% of Minimum Payment or $40 (whichever is higher), will be levied. | ||||||||||||||||||||||||||||||||||||||||||||||||||
| 13. | Winner for Diners Club Charge & Win $10,000 lucky draw Congratulations!
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| 16. | Winner for Diners Club – Jack’s Place ‘Win a 42” Sharp LCD TV’ lucky draw (12 Feb 2009 ) Congratulations!
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| 18. | Winner for Diners Club – HomeTeamNS lucky draw (30 Jan 2009)
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| 19. | Winner for Diners Club – Ace Credit Card $5,000 Lucky Draw (15 Jan 2009) Congratulations!
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| 21. | Winners for 'Combine your bills and Win $20,000 Cash and 50 iPod Nano' Congratulations! You have won $20,000 Cash!
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| 22. | Monthly Winner for Birthday Promotion with American Home Assurance Congratulations! You have won a Private Capsule onboard the Singapore Flyer (includes 26 tickets and food & refreshment onboard) May 2008: Tan Siew Khian (SXXXX201F) Jun 2008: Lee Huey Ling (SXXXX172C) Jul 2008: Nancy Tan L C (SXXXX462B) Aug 2008: Wong Chiew Khiong (SXXXX787H) Sep 2008: Chua Chee Ooi (SXXXX498I) Oct 2008: Vicky Siong B C (SXXXX705A) Nov 2008: Lim Oi Hung (SXXXX603A) Dec 2008: Concepcion C Santos (SXXXX307F) Jan 2009: Susan G K Tan (SXXXX789H) Feb 2009: Hong Kim Siong (SXXXX652E) Mar 2009: Lim Wah Long (SXXXX715D) Apr 2009: Phua Hue Tian (SXXXX101I) | ||||||||||||||||||||||||||||||||||||||||||||||||||
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