1 Minimum spend of S$400 (excluding cash advance transactions) is required within the same statement cycle in order to be eligible for the 3X or 5X Club Rewards Points, otherwise cardmembers may only be entitled to the default rate of 1 Club Rewards Point awarded for every S$1 spend.
2 Dining refers to transactions charged in Singapore Dollars under MCC 5812 (Eating places and Restaurants) and MCC 5813 (Bars and Drinking Places).
3 Hotel refers to transactions charged in Singapore Dollars under MCC 3500 to 3999, and 7011 (Lodging).
4 Foreign currency spend refers to all eligible transactions that are not charged in Singapore Dollars.
Terms and Conditions for Club Rewards Programme apply.