For whatever you desire, DCA$H offers you the extra cash hassle-free to make your dreams come true, such as having the perfect wedding, making those profitable investments, pursuing higher education or renovating your dream home.

DCA$H for Charge/Credit Cardmembers:
You can choose to repay your DCA$H amount in affordable fixed monthly repayment over 1, 2, 3 or 4 years, offering you the financial flexibility you need.



Repayment Computation for a $5,000 DCA$H amount with a 1 year tenure:
Interest at 7.88% p.a.                : $ 394
Total Amount Payable                 : $ 5,394
First Month Repayment               : $ 455
Subsequent Monthly Repayments : $ 449⁺

+ The cents in all subsequent monthly repayments will be summed up and billed in the first month repayment.

DCA$H for $$500 Limit Credit Cardmembers:
You can repay your DCA$H amount in affordable fixed monthly repayment over 1 year.



Repayment Computation for a $100 DCA$H amount with a 1 year tenure:
Interest at 12.58% p.a.             : $ 12.58
Total Amount Payable               : $ 112.58
First Month Repayment             : $ 13.58
Subsequent Monthly Repayment : $ 9.00⁺

+ The cents in all subsequent monthly repayments will be summed up and billed in the first month repayment.

1. DCA$H is open to any Personal Basic Cardholder of Diners Club (Singapore) Pte Ltd (“Diners Club”), whose Card Account is in good standing as determined by Diners Club. Club Rewards points will not be awarded. The eligible age criteria is between 21 and 65 years old.
2. DCA$H application will be processed for amounts from S$500 and up to 90% of the total combined credit limit, or a maximum of S$50,000 (whichever is lower); subject to the available balance; at the time of approval.
3. Should the amount requested exceed the available total credit limit at the time of approval, Diners Club will determine the approved amount at its sole discretion and the decision is final.
4. The Cardmember’s account needs to be current and in good credit standing to qualify for DCA$H application. Notwithstanding this, Diners Club may reject this application at its sole discretion without assigning any reason thereof.
5. Upon approval, Diners Club will endeavour to credit the DCA$H amount directly into the account as stated in the application form within 7 working days from the date of Diners Club’s approval.
6. A non-refundable Processing Fee of S$180 will be charged and debited to your Card Account immediately upon disbursement of the approved amount.
7. The available overall limit on your Card Account will be provisionally reduced by a blocking out of the approved DCA$H amount, plus the processing fee. The available overall limit will be progressively restored by the monthly repayment amount received by Diners Club.
8. The Cardholder shall elect in his/her application to Diners Club, a tenure of twelve (12), twenty four (24), thirty six (36) months or forty eight (48) months for the repayment of the DCA$H amount, together with the DCA$H interest. The cents in all subsequent monthly repayments will be summed up and billed in the first month repayment. The Cardholder is not at liberty to change the DCA$H Tenure and/or the DCA$H monthly repayment amount.
9. Interest is calculated on a flat rate method. DCA$H interest rate is at 7.88% p.a. for 12-month repayments, 8.88% p.a. for 24-month repayments, 9.88% p.a. for 36-month repayments and 10.88% p.a. for 48-month repayments. Effective interest rates are at 15.21% p.a. for 12-month repayments, 17.50% p.a. for 24-month repayments, 19.24% p.a. for 36-month repayments and 20.74% p.a. for 48-month repayments.
10. The first repayment shall be debited to your Card Account immediately upon disbursement of the DCA$H amount to your bank. Each repayment will be treated in the same manner as a charge arising from a Card Transaction in respect of your Card Account, of which Diners Club will send you monthly statement and is payable in accordance with the terms and conditions of the Card Account. Any fees, interest and charges incurred will be subjected to further prevailing interest rate if these amounts are not paid in full when due and payable.
11. Any early repayment of DCA$H and/or account termination, either by you or by Diners Club for any reason, is subject to an administration fee of S$150. The balance repayment amounts outstanding including full interest shall immediately become due and payable.
12. Diners Club is entitled in its absolute discretion, to vary or determine, at any time and from time to time, the interest rates, types and/or basis of calculation of all interests, and fees and charges payable without notice and without giving any reason.

1. DCA$H is open to any Diners Club International $500 Limit Cardholder of Diners Club (Singapore) Pte Ltd (“Diners Club”), whose Card Account is in good standing as determined by Diners Club. Club Rewards points will not be awarded. The eligible age criteria is between 21 and 65 years old.
2. DCA$H application will be processed for amounts from S$100 and up to S$300, subject to the available balance at the time of approval.
3. Should the amount requested exceed the available total credit limit at the time of approval, Diners Club will determine the approved amount at its sole discretion and the decision is final.
4. The Cardmember’s account needs to be current and in good credit standing to qualify for DCA$H application. Notwithstanding this, Diners Club may reject this application at its sole discretion without assigning any reason thereof.
5. Upon approval, Diners Club will endeavour to credit the DCA$H amount directly into the account as stated in the application form within 7 working days from the date of Diners Club’s approval.
6. A non-refundable Processing Fee of S$15 will be charged and debited to your Card Account immediately upon disbursement of the approved amount.
7. The available overall limit on your Card Account will be provisionally reduced by a blocking out of the approved DCA$H amount, plus the processing fee. The available overall limit will be progressively restored by the monthly repayment amount received by Diners Club.
8. Cardmembers shall repay the DCA$H amount together with DCA$H interest in twelve (12) monthly repayments. The cents in all subsequent monthly repayments will be summed up and billed in the first month repayment. The Cardholder is not at liberty to change the DCA$H Tenure and/or the DCA$H monthly repayment amount.
9. Interest is calculated on a flat fee method. DCA$H interest rate is at 12.58% p.a. Effective interest rates is at 25.05% p.a.
10. The first repayment shall be debited to your Card Account immediately upon disbursement of the DCA$H amount to your bank. Each repayment will be treated in the same manner as a charge arising from a Card Transaction in respect of your Card Account, of which Diners Club will send you monthly statement and is payable in accordance with the terms and conditions of the Card Account. Any fees, interest and charges incurred will be subjected to further prevailing interest rate if these amounts are not paid in full when due and payable.
11. Any early repayment of DCA$H and/or account termination, either by you or by Diners Club for any reason, is subject to an administration fee of S$15. The balance repayment amounts outstanding including full interest shall immediately become due and payable.
12. Diners Club is entitled in its absolute discretion, to vary or determine, at any time and from time to time, the interest rates, types and/or basis of calculation of all interests, and fees and charges payable without notice and without giving any reason.

Click here for the Full set of Terms and Conditions for:

1. Diners Club Charge Card (PDF format)
2. Diners Club Credit Card (PDF format)
3. Diners Club ACE Card (PDF format)