Car Insurance
Car Protect360 gives you comprehensive coverage with affordable premiums. With the new authorised workshops plans, you can now take advantage of reduced excess and premiums. Drive safe with a peace of mind.

Sign up for Car Protect360 today!

Why you should sign up for Car Protect360?
  • You have the choice to select All - Workshop Plan or Authorised Workshop Plan.
  • Enjoy comprehensive car insurance coverage.
  • 24/7 Emergency Towing and Minor Roadside Repair Referral.
What Car Protect360 Covers - Summary


Loss or Damage to Your Car

Loss or Damage by fire or theft

  • Up to market value at time of loss or damage

Loss or Damage by other insured causes including Act Of God, fallen object, riot, strike, flood, etc

  • Up to market value at time of loss or damage

Car accessories All audio, video and other standard equipment fitted into the car by the manufacturer or distributor at time the car was originally purchased

  • Up to $1,000

Car accident repairs Excess is halved if repairs are carried out at a HL Assurance Approved Workshop

  • Yes

Windscreen cover

  • Unlimited
  • Windscreen Excess of $100 unless Windscreen is repaired at HL Assurance Appointed Windscreen Repairer


Your Liability to Third Parties

Damage to Third Party Property

  • Up to S$5,000,000

Death or injury to Third Party

  • Unlimited


You or Your Passenger's Medical Expenses

Medical Expenses Coverage for the Policyholder, Authorised Driver and Passengers up to car legal seating capacity

  • Up to S$1,000 each


Personal Accident Cover for Injuries in the Car

Personal Accident benefits for the Policyholder, Authorised Driver and Passengers

  • Policyholder: Up to S$20,000
  • Authorised Driver: Up to S$10,000
  • Passengers: Up to S$10,000


Other Car Insurance Benefits Included

Daily transport allowance (up to ten days if repairs exceed three days)

  • S$50 a day, up to a total of S$1,000

Towing after Accident

  • Up to S$500

Authority to repair (for minor repairs)

  • Up to S$300
  • The Limit is after application of Policy Excess

24 hours Automobile and Medical Assistance Services

  • Available

Policy Owners' Protection Scheme

This policy is protected under the Policy Owners' Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact HL Assurance Pte. Ltd. or visit the GIA or SDIC websites ( or

HL Car Insurance is underwritten by HL Assurance Pte. Ltd. All insurance applications are subject to the insurance company’s underwriting and acceptance. Insurance products are obligations only of the insurance companies. They are not obligations of or guaranteed by Diners Club Singapore.

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