Whether you want to pay off outstanding bills, renovate your house, go on a holiday, or put down a deposit for that "must-buy" purchase or investment, ReadyCA$H
is here to help you get what you want... now
- 0% p.a. - Interest-free for 6 months*
- Up to 58 days interest-free credit
- No guarantor needed
- No security or collateral required
- No PIN to remember
- Direct bank-in to your designated bank account
- No income document to submit (unless for revision of credit limit)
Just mail or fax (FAX: 6392 5065) us your completed form!
* Promotion interest rate is at 0% for six months with a minimum amount of S$500 and a maximum of up to 90% of the total Card Account credit limit, subject to the available balance at the time of approval. A processing fee of 6% of the approved amount will be imposed. ReadyCash will be interest free if your Card Account is not revolving and your monthly statement is paid in full by the payment due date specified in the statement.
Click here for the Full set of Terms and Conditions for:
- ReadyCash is open to any Personal Basic Cardholder of Diners Club (Singapore) Pte Ltd (Diners Club), whose Card Account is in good standing as determined by Diners Club. Club Rewards points will not be awarded. The eligible age criteria is between 21 and 65 years old.
- ReadyCash application will be processed for amounts from S$500 and up to 90% of the total combined credit limit, or a maximum of S$50,000 (whichever is lower); subject to the available balance; at the time of approval.
- Should the amount requested exceed 90% of the available total credit limit, or S$50,000 at the time of approval, Diners Club will determine the approved amount at its sole discretion and the decision is final.
- The Cardmemberís account needs to be current to qualify for ReadyCash application. Diners Club may reject this application at its sole discretion without assigning any reason thereof.
- Upon approval, the ReadyCash amount shall be credited directly into the account as stated in the application form after 3 working days.
- A non-refundable Processing Fee of 6% of the approved ReadyCash amount will be charged and debited to your Card Account immediately upon disbursement of the approved amount.
- The available overall limit on your Card Account will be provisionally reduced by a blocking out of the approved ReadyCash amount, plus the processing fee. The available overall limit will be progressively restored by the monthly amount payment received by Diners Club.
- You shall repay the ReadyCash amount in six (6) monthly instalments. For easy calculation, the cents will be rounded up and charged in the first instalment.
- The first instalment shall be debited to your Card Account immediately upon disbursement of the ReadyCash amount to your bank. Each instalment will be treated in the same manner as a charge arising from a Card Transaction in respect of your Card Account, of which Diners Club will send you monthly statement and is payable in accordance with the terms and conditions of the Card Account. Any fees, interest and charges incurred will be subjected to further prevailing interest rate if these amounts are not paid in full when due and payable.
- If, during the instalment repayment period, your Card Account is terminated by you or Diners Club for any reason, the balance instalment amounts outstanding shall immediately become due and payable.
- Any early repayment of ReadyCash and/or account cancellation, either by you or Diners Club, is subject to an administration fee of S$150.
- Diners Club is entitled in its absolute discretion, to vary or determine, at any time and from time to time, the rates, types and/or basis of calculation of all interests, and fees and charges payable without notice and without giving any reason.
- Diners Club Charge Card (PDF format)
- Diners Club Credit Card (PDF format)