Charge & Win Lucky Draw - Congratulations to the Winners of $300 worth of Sheng Siong Gift Vouchers

Spend & Win Lucky Draw with Best Denki - CONGRATULATIONS to all our Winners

Spend & Win Lucky Draw with Mustafa - CONGRATULATIONS to all our Winners

Spend & Win Lucky Draw with Isetan - CONGRATULATIONS to all our Winners

Congratulations to the <Charge & Win> Winners of the Samsung Handphones

1. With effect from 25 Oct 2021, the following clauses in our Cards Terms and Conditions have been amended.

   Amendment to Diners Club Charge Card Terms & Conditions
   1

   DEFINITIONS

   “Basic Cardholder” is the person in whose name the Card Account is maintained or in the case of a Corporate Card, the person who is authorised to incur charges on the Card Account on behalf of the Corporate Member.

   “Card” means a Diners Club Credit Card and, as the context requires, any numbers or details that allow use of the card without it being presented and any numbers or details that we provide instead of a physical card and includes any card issued in replacement or renewal thereof.

   “Corporate Card” is a Card issued pursuant to a corporate account application form. The Card Account is in the name of the Corporate Member.

   “Corporate Member” is the business (such as a company, sole trader or partnership) in whose name the Card Account is maintained when the Card Account was opened pursuant to a corporate account application form.

   “Statement” means the monthly or other periodic statement which we issue to the Basic Cardholder or, when the Card is a Corporate Card, the holder of the Corporate Card or the Corporate Member in the case where the Corporate Card is issued under Corporate liability.

   “Supplementary Cardholder” is the person other than a Basic Cardholder to whom a Card (other than a Corporate Card) is issued and whose Transactions are debited to the Card Account.

   “You” and “your” means the Basic Cardholder and, unless it is not appropriate, the Supplementary Cardholder. If the Card is a Corporate Card it means the person who holds the Corporate Card and the Corporate Member.

   3

   THE CARD ACCOUNT

   3.4

   Statement in respect of all amounts debited to the Card Account will be available on a monthly or other periodic basis. We will send a Statement to you by ordinary post, or made available via our Website or other electronic means. We reserve the right not to provide a Statement for any period during which the Card Account is inactive. In the case of a Corporate Card the Statement is sent to the person to whom the Card is issued and records the Transactions initiated by the use of that Card. The Corporate Member can obtain limited information concerning the Card Account. In the case where the Corporate Card is issued under the Corporate Member’s liability, a consolidated Statement will be sent to the Corporate Member.
   4

   CREDIT LIMIT

   4.4

   Some Transactions may need to be authorised by us. We may refuse to authorise any Transaction even if the Credit Limit has not been or will not be exceeded. We may charge and debit the Card Account the amount of each and every transaction made or effected through the use of the Card whether by you or any other person and whether with or without your knowledge or authority and notwithstanding that the outstanding balance on the Card Account has exceeded or would as a consequence exceed the Credit Limit.
   6

   INTEREST

   6.7

   All interest, fees and charges are payable before as well as after judgment.
   8

   PAYMENT

   8.1

   You agree and must ensure that all payments are received by us on due date in full, in immediately available funds, and in the currency in which they are due.

   8.2

   You must pay the outstanding Card Account balance on or before the Payment Due Date.

   8.3

   Despite any other provision, you must pay the Total Indebtedness immediately upon the Card Account being terminated or a demand being made by us. We may at our discretion make that demand at any time and the demand can be for all or any part of the Total Indebtedness. The demand can be oral or in writing and can be made even though we may not have sent a Statement specifying the amount demanded.

   8.4

   We are entitled in our discretion to allocate any payment received by us against any amount comprising the Total Indebtedness as we may determine or select. This is despite any specific appropriation by you or any other person.

   8.5

   A payment is considered to be made on the day it is credited to the Card Account.
   Amendment to Diners Club Credit Card Terms & Conditions
   1

   DEFINITIONS

   “Basic Cardholder” is the person in whose name the Card Account is maintained or in the case of a Corporate Card, the person who is authorised to incur charges on the Card Account on behalf of the Corporate Member.

   “Card” means a Diners Club Credit Card and, as the context requires, any numbers or details that allow use of the card without it being presented and any numbers or details that we provide instead of a physical card and includes any card issued in replacement or renewal thereof.

   “Corporate Card” is a Card issued pursuant to a corporate account application form. The Card Account is in the name of the Corporate Member.

   “Corporate Member” is the business (such as a company, sole trader or partnership) in whose name the Card Account is maintained when the Card Account was opened pursuant to a corporate account application form.

   “Statement” means the monthly or other periodic statement which we issue to the Basic Cardholder or, when the Card is a Corporate Card, the holder of the Corporate Card or the Corporate Member in the case where the Corporate Card is issued under Corporate liability.

   “Supplementary Cardholder” is the person other than a Basic Cardholder to whom a Card (other than a Corporate Card) is issued and whose Transactions are debited to the Card Account.

   “You” and “your” means the Basic Cardholder and, unless it is not appropriate, the Supplementary Cardholder. If the Card is a Corporate Card it means the person who holds the Corporate Card and the Corporate Member.

   3

   THE CARD ACCOUNT

   3.4

   Statement in respect of all amounts debited to the Card Account will be available on a monthly or other periodic basis. We will send a Statement to you by ordinary post, or made available via our Website or other electronic means. We reserve the right not to provide a Statement for any period during which the Card Account is inactive. In the case of a Corporate Card, the Statement is sent to the person to whom the Card is issued and records the Transactions initiated by the use of that Card. The Corporate Member can obtain limited information concerning the Card Account. In the case where the Corporate Card is issued under the Corporate Member’s liability, a consolidated Statement will be sent to the Corporate Member.
   4

   CREDIT LIMIT

   4.1

   We will set a Credit Limit. We will not set a Credit Limit in excess of that requested by you or, in the case of a Corporate Card, the Corporate Member. The Credit Limit stated on the credit card folder which enclosed the Card shows the initial Credit Limit. If there is no credit card folder we will tell you the amount of the initial Credit Limit by e-mail or some other way. The Credit Limit will also be shown on the Statement. If the Card is a Corporate Card we may decide not to state the Credit Limit in those ways and instead advise the Credit Limit to the Corporate Member.

   4.2

   We may at any time reduce the Credit Limit without notice. You may ask us to increase the Credit Limit and when you do, you will need to supply any supporting documents we require. We may then increase the Credit Limit and, if we do, we may do so for a period we specify.

   4.3

   You must ensure that the amount you owe (actually or contingently) on the Card Account does not exceed the Credit Limit. If it does, you must immediately pay the excess. If you have two or more accounts (including the Card Account) you must also ensure that the aggregate amount you owe (actually or contingently) does not exceed the highest credit limit which you have for an account. If it does, you must immediately pay the excess. In the case of a Corporate Card we will set one Credit Limit which applies to each Card Account with the Corporate Member and each of the Corporate Cards issued for those Card Accounts.

   4.4

   Some Transactions may need to be authorised by us. We may refuse to authorise any Transaction even if the Credit Limit has not been or will not be exceeded. We may charge and debit the Card Account the amount of each and every transaction made or effected through the use of the Card whether by you or any other person and whether with or without your knowledge or authority and notwithstanding that the outstanding balance on the Card Account has exceeded or would as a consequence exceed the Credit Limit.

   4.5

   The Credit Limit will be cancelled if each Card Account you have is terminated. The Credit Limit for a Corporate Card is cancelled if each Card Account which the Corporate Member has is terminated. If you fail to settle the minimum payment due on or before the Payment Due Date specified on a Statement, we may (without limiting our other rights) reduce or cancel the Credit Limit.
   6

   INTEREST

   6.7

   All interest, fees and charges are payable before as well as after judgment.
   8

   PAYMENT

   8.1

   You agree and must ensure that all payments are received by us on due date in full, in immediately available funds, and in the currency in which they are due.

   8.2

   You must pay the outstanding Card Account balance or the amount of minimum payment specified on a Statement (“minimum payment”), on or before the Payment Due Date.

   8.3

   The minimum payment is determined based on the outstanding Card balance:

   Outstanding Card Account balance	Minimum Payment
   Does not exceed Credit Limit	5% of outstanding Card Account balance or S$50.00 whichever is higher, plus any overdue amounts
   Exceeds Credit Limit	5% of Credit Limit, plus excess over Credit Limit, plus any overdue amounts

   8.4

   If we receive only the minimum payment by Payment Due Date, you must pay interest on any amount remaining unpaid. If we receive less than the minimum payment by Payment Due Date, the amount of minimum payment unpaid will be added to the amount of the following month’s minimum payment.

   8.5

   Despite any other provision, you must pay the Total Indebtedness immediately upon the Card Account being terminated or a demand being made by us. We may at our discretion make that demand at any time and the demand can be for all or any part of the Total Indebtedness. The demand can be oral or in writing and can be made even though we may not have sent a Statement specifying the amount demanded.

   8.6

   We are entitled in our discretion to allocate any payment received by us against any amount comprising the Total Indebtedness as we may determine or select. This is despite any specific appropriation by you or any other person.

   8.7

   A payment is considered to be made on the day it is credited to the Card Account.
   10

   YOUR LIABILITY

   10.4

   In the case of a Corporate Card, the Corporate Member is liable for all Transactions on the Card Account and the Corporate Member and the person to whom the Corporate Card is issued will be jointly and severally liable for all Transactions in connection with the Corporate Card issued to that person. However, if the corporate account application form pursuant to which the Card Account was opened expressly states that either the Corporate Member is solely liable for all Transactions on the Card Account or that the person to whom the Corporate Card is issued is solely liable for all Transactions made using the Corporate Card the liability will be limited in that way.

   10.7

   If you wish to terminate your Card Account you must give us specific instructions to terminate the Card Account and ensure that each Card in physical form (including a Card held by a Supplementary Cardholder) is destroyed. A Basic Cardholder may cancel the Card held by the Supplementary Cardholder by giving notice to us and ensuring that the Card held by the Supplementary Cardholder is destroyed if it is in physical form, disabled the use of the Card on any Enabled Device, or terminate access to or use of any Digital Payment Systems. A Supplementary Cardholder may cancel the Card he/she holds by giving notice to us and ensuring that the Card is destroyed if it is in physical form, disabled the use of the Card on any Enabled Device, or terminate access to or use of any Digital Payment Systems. A Corporate Member may cancel a Corporate Card by giving notice to us and ensuring the Corporate Card is destroyed if it is in physical form. The holder of a Corporate Card may cancel the Card by informing us and the Corporate Member and ensuring that the Card is destroyed if it is in physical form, disabled the use of the Card on any Enabled Device, or terminate access to or use of any Digital Payment Systems. Until the Card is cancelled in that way you are liable for all Transactions in relation to the Card and, in the case of a Card held by a Supplementary Cardholder, the Basic Cardholder and the Supplementary Cardholder are jointly and severally liable in accordance with clauses 10.2, 10.3 or 10.4.

   10.8

   You must indemnify and keep us indemnified against all claims, demands, actions and proceedings which may be made against us and in respect of all damages, liabilities, losses, costs and expenses (including legal costs on a full indemnity basis) which may be incurred, sustained or suffered, directly or indirectly, by us due to the use or misuse of the Card, use or misuse of any Enabled Device or any Digital Payment Service, breach of these terms and conditions by you or a breach of any law (including exchange control and tax laws) by you. If you are the Basic Cardholder this includes a use, misuse or breach by the Supplementary Cardholder. If you are a Corporate Member this indemnity extends to all Corporate Cards and all breaches by the holder of a Corporate Card unless the corporate account application form pursuant to which the Card Account was opened expressly states that the person to whom the Corporate Card is issued is solely liable for all Transactions made using the Corporate Card.
   12

   EXCLUSION OF LIABILITY

   12.6

   If we are unable to send a Statement to you for any reason, your liability for interest will continue and for the purpose of calculating interest the Statement Period and the Payment Due Date will be determined by us. The liability of a Corporate Member is not affected by the Statement being provided or not being provided to the person to whom the Corporate Card is issued.

   12.8

   A Corporate Member may ask us to set a limit for the Transactions which can be incurred by the use of a particular Corporate Card or restrict the Transactions which can be initiated by a particular Corporate Card. We may agree to the request at our discretion. Even if we agree to it your liability is not affected if the limitation or restriction is not imposed. For example, the limitation or restriction may not be effective if the Corporate Card is used off-line or the Transaction does not have to be authorised by us.
   14

   MISCELLANEOUS

   14.10

   Any communication sent by us to a Basic Cardholder will be considered to have been received by both the Basic Cardholder and the Supplementary Cardholder. Any communication sent by us to a Corporate Member must be sent by that Corporate Member to the person holding the Corporate Card if the communication is relevant for that person’s obligations.

2. With effect from 10 May 2021, the 4th point in our Cash Rebate for CASHBACK Cardmembers Terms and Conditions have been amended to: #For the purpose of computing the cash rebate(s) eligibility of the CM based on such CM’s spendings, the following charges and/or fees and/or entries as reflected in the monthly SoA for the promotion period shall not be classified as spendings of the CM: a) Entrance and/ or subscription and/or renewal fees; b) Service charges and/or late payment charges; c) All disputed charges unresolved as at DCS’s processing date of the monthly SoA during the promotion period; d) All debit and credit journal entries; e) Casino/access charges and/or cheque encashing charges; f) Stolen/lost/fraud Card charges; g) AXS bill payments; h) Road Tax payment; i) All transactions at LTA; j) All transactions at Singapore Post; k) 0% Interest-free Instalment Payment Plan (also known as BNPL, or Buy-Now- Pay-Later); l) ReadyCA$H; m) DCA$H; n) Balance Transfer; o) transactions made with Esso Fleet Card (EFC).

3. With effect from 1 May 2021, the 4th point in our Diners Club Rewards Terms and Conditions have been amended to: 4. For the purpose of computing the Club Rewards point eligibility of the CM based on such CM’s spendings, the following charges and/or fees and/or entries as reflected in the monthly SOA for the promotion period shall not be classified as spendings of the CM: i) Charges incurred under the Travel Management Plan ("TMP"). ii) Entrance and/or subscription and/or renewal fees. iii) Service charges and/or late payment charges. iv) All disputed charges unresolved as at DCS’s processing date of the monthly SOA during the promotion period. v) All debit and credit journal entries. vi) Casino/access charges and/or cheque encashing charges. vii) Stolen/lost/fraud Card charges. viii) AXS bill payments. ix) Road Tax payment. x) All transactions at LTA. xi) All transactions at Singapore Post. xii) 0% Interest-free Installment Payment Plan. xiii) ReadyCA$H. xiv) DCA$H xv) Balance Transfer xvi) Cobrand Card transactions at the respective cobrand/affiliated outlets. xvii) Cash advance withdrawals at Mustafa with the Diners Club / Mustafa Cobrand Card. xviii) SME Corporate Card Accounts. xix) transactions made with Esso Fleet Card (EFC).

4. With effect from 1 Dec 2020, point 2 in our Spend & Win Lucky Draw with Isetan, Best Denki and Mustafa Terms and Conditions have been amended to: 2. All Diners Club Singapore (‘DCS’) Basic Cardholders including Discover cardholders whose charge/credit card accounts are in good standing as determined by DCS in its absolute discretion will be eligible to participate in the lucky draw. The definition of Basic cardholder provided in the Terms and Conditions of Issuance of Diners Club charge/credit cards apply herein. Lodge account, Travel Management Program, SME Corporate Card Accounts and Corporate Auto-Billing Program will be excluded from the lucky draw.

5. With effect from 1 April 2020, we will cease sending Paper Statement of Account by post. Please access your billed and unbilled Statements online anytime. There is no need to sign-up, it’s free of charge, easily accessible, and safe & secured. To log-in, you will need your Diners Club Card No., Date of Birth and registered Mobile No. Click Here to Access

6. With effect from 1st March 2020, Diners Club (S) Pte Ltd will cease to accept Cash Payment at our Customer Service counter, as part of the Government’s Smart Nation initiative to move towards a cashless society. Payments can be conveniently made via these channels.

7. With effect from 01 Mar 2020, our office will be closed on Saturdays.

8. Diners Club Basic Cardholder and S$500 Limit Cardholder will be entitled to enjoy one (1) complimentary visit per customer per calendar year to any of our participating Airport Lounges around the world. Subsequent visits and Supplementary Cardholders (if any) who used his/her own card for admission, will be charged a fixed rate of S$34 plus tax per visit. Lounge access for Cardholder's guest(s) are charged to the Cardholder's account at the prevailing rate of that Airport Lounge.

9. An ATM Admin Fee may be levied by DBS/POSB for ATM Cash Advance withdrawal with your Diners Club Card. You will be advised of the fee when you perform the ATM Cash withdrawal.

10. Please be informed that the term 'administration fee' appearing in the Terms & Conditions for DCA$H, ReadyCA$H and Buy-Now-Pay Later (BNPL) programs is now known as 'Early Repayment Fee'.