||Annual Fee Waiver for Main Card - Credit
Redemption not permitted for cardmembers under the Repayment Assistance Scheme (RAS) or cardmembers whose total interest-bearing balances from all banks have exceeded the prevailing borrowing limit for three consecutive months.
• Not applicable for Corporate, Affinity & Co-Brand Cards
• Not valid for Birthday Club Rewards Redemption
+ S$45.00 (excl. GST)